Understanding the Significance of the Phone Number 614-635-8116: A Comprehensive Overview

In today’s interconnected world, phone numbers can serve as gateways to various services, businesses, or, in some cases, sources of unwanted communication. One such number that has garnered attention is 614-635-8116. This article delves into the details surrounding this number, its associations, and how individuals can protect themselves from potential unwanted calls.

What Is 614-635-8116?

The phone number 614-635-8116 is registered in the United States, specifically in Ohio. It is associated with Meade & Associates, Inc., a full-service collection agency based in Lewis Center, Ohio. Founded in 1978, Meade & Associates specializes in accounts receivable management, offering services to various industries, including healthcare, education, banking, utilities, service providers, and veterinary sectors Meade & Assciates.

About Meade & Associates, Inc.

Meade & Associates has built a reputation for providing professional and efficient collection services. Their offerings include:

• Outstanding recovery rates: Utilizing state-of-the-art software to maximize recovery.
• No setup/startup fees: Ensuring clients incur minimal initial costs.
• Fully computerized & automated systems: Streamlining the collection process.
• Automatic reporting: Keeping clients informed with real-time updates.
• Credit bureau reporting: Assisting in credit reporting and management.
• Skip-tracing services: Locating individuals who have moved or changed contact information.
• Competitive fee structure: Offering cost-effective solutions for clients Meade & Associates.

The agency emphasizes a respectful approach when dealing with customers, aiming to maintain positive relationships while recovering debts.

Why Are You Receiving Calls from 614-635-8116?

If you’ve received calls from 614-635-8116, it’s likely due to a debt collection attempt by Meade & Associates. However, it’s essential to note that some individuals have reported receiving calls from this number despite not having any outstanding debts. This has led to concerns about potential errors or misidentifications in the collection process NumberGuru.

It’s crucial to verify the legitimacy of the debt in question. If you believe the call is a mistake or if you don’t recognize the debt, consider the following steps:

1. Do Not Provide Personal Information: Avoid sharing sensitive details over the phone.
2. Request Written Validation: Ask for a written notice detailing the debt, including the amount and the creditor’s name.
3. Review Your Records: Check your financial statements and records to confirm the debt’s validity.
4. Contact the Creditor Directly: Reach out to the original creditor to verify the debt.

Your Rights Under the Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the practices of third-party debt collectors. It aims to protect consumers from abusive, unfair, or deceptive practices. Under the FDCPA, you have the right to:

• Request Verification: You can ask the collector to validate the debt within 30 days of their initial contact.
• Limit Communication: You can request that the collector cease communication with you, except to inform you of specific actions.
• Dispute the Debt: If you believe the debt is not yours or is incorrect, you can dispute it in writing.

If you feel that a debt collector has violated your rights, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult with a consumer rights attorney.

Protecting Yourself from Unwanted Calls

Receiving frequent or harassing calls from numbers like 614-635-8116 can be distressing. To protect yourself:

• Block the Number: Most smartphones allow you to block specific numbers from calling or texting.
• Register with the National Do Not Call Registry: This can reduce unsolicited marketing calls.
• Use Call-Blocking Apps: Applications like Hiya, Truecaller, or YouMail can help identify and block spam calls.
• Report the Calls: If you believe the calls are harassing or illegal, report them to the appropriate authorities.

Conclusion

While 614-635-8116 is associated with Meade & Associates, a legitimate debt collection agency, it’s essential to remain vigilant. If you receive calls from this number, ensure that any debt being pursued is valid and that your rights are respected. By staying informed and proactive, you can protect yourself from potential unwanted or erroneous collection attempts.